Most business owners think about insurance only when renewal time comes around or after a claim has already happened.

But today’s risk environment is changing faster than many organizations realize.

Cyber threats continue to evolve. Liability exposures are expanding. Workforce-related claims are becoming more complex. And many companies are discovering that operational risks they once considered unlikely are now very real business concerns.

In this session of Ask the CFO, Lowell Mora will be joined by Natalie Stone to discuss the most significant insurance and risk trends affecting businesses today — and what leaders should be doing now to better protect their organizations.

The conversation will explore:

• The biggest business insurance risks companies are facing right now
• How cyber threats are changing the insurance landscape
• Why cyber insurance has become increasingly important for businesses of all sizes
• Liability and workforce trends organizations should be paying attention to
• Emerging operational risks many leadership teams underestimate
• Practical ways businesses can strengthen resilience and reduce exposure

This will be a practical, business-focused conversation designed to help owners and leadership teams think more proactively about risk management — not just insurance policies.

As always, Ask the CFO is interactive and conversational, with plenty of room for questions and discussion.

About Natalie Stone

Natalie Stone is the fourth-generation leader of Hill & Stone Insurance Agency, a family-owned insurance agency with more than 100 years of history serving businesses and families.

She works with successful businesses and individuals to help them navigate complex insurance, liability, and operational risks through personalized guidance, comprehensive coverage strategies, and proactive risk management.

Natalie holds an MBA from the University of Chicago Booth School of Business and a B.A. from Lafayette College, where she was a Division I soccer player. She is also a Certified Insurance Counselor (CIC) and Management Liability Insurance Specialist (MLIS).